Terms & ConditionsThe Fine Print
Presented by the University of Manchester

Terms & Conditions

The Fine Print
The Hidden Rules of Economic Life

Why does it feel like the economy runs on rules nobody explained to us?

Terms & Conditions explores the hidden systems behind money, technology, wealth, opportunity, and public life — and the people working to build something better.

Hosted by

Chastity Murphy

Policy Strategist & Former U.S. Treasury Advisor

Chastity Murphy — Host of Terms & Conditions: The Fine Print

Host

Chastity Murphy

In production

Conversations already in the works

The first season of Terms & Conditions is already in production. Six conversations with researchers, policymakers, technologists, advocates, and practitioners will examine the systems beneath everyday economic life — from payments and banking to surveillance, public infrastructure, technology, and economic power.

Six conversations are currently in production.

Guest names will be announced as episodes approach release. Subscribe to be notified when the first episode drops.

Subscribe before launch
Editorial territory

What we explore

Money & Payments

How money moves, who controls the rails, and what flows beneath every transaction.

Banking & Public Infrastructure

The institutions that hold money and the public systems that govern access to it.

Technology & AI

Algorithms, automation, and artificial intelligence shaping financial and economic life.

Privacy & Surveillance

Data trails, transaction records, and the systems that watch what we do.

Wealth & Economic Power

How wealth is built, distributed, transferred, and blocked.

Democracy & Public Institutions

Governance, public life, and the institutions that shape economic rules.

Why this project

Understanding the systems that shape economic life

We interact with financial and technological systems every day, often without knowing who designed them, how they work, or whose interests they serve.

Terms & Conditions makes those systems legible — through conversations with people who study them, govern them, challenge them, and build alternatives.

“I understand something about the economy that nobody ever explained to me before.”

A north star for the project

Chastity Murphy
Host

Chastity Murphy

Policy Strategist & Former U.S. Treasury Advisor

Chastity Murphy is a policy strategist, researcher, and former U.S. Treasury advisor.

About the host →
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