About
About Terms & Conditions
Every day we agree to terms and conditions we never read — not only online, but in the financial systems, technologies, institutions, and rules that organize everyday life.
Terms & Conditions is a podcast and publication about those hidden agreements: who designed them, who benefits from them, who gets excluded, and how they might be rewritten.
Through conversations with researchers, policymakers, organizers, technologists, artists, and practitioners, the series makes complicated systems understandable without pretending they are simple.

Chastity Murphy
Policy Strategist & Former U.S. Treasury Advisor
Chastity Murphy is a policy strategist, researcher, and former U.S. Treasury advisor.
A longer biography will be added here when supplied.
University of Manchester
Presented byTerms & Conditions: The Fine Print is presented by the University of Manchester, bringing academic rigor and public-interest research to the broader conversation about how financial systems are governed, who they serve, and what alternatives exist.
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